The Future of
PIX Payments

Enterprise-grade PIX gateway infrastructure
powering Brazil's instant payment revolution

0+

TPS Capacity

0%

Uptime SLA

<0ms

P95 Latency

0%

BCB Compliant

The R$ 17.2 Trillion Opportunity

PIX has become Brazil's dominant payment method in just 3 years

R$ 17.2T

Annual PIX Volume (2025)

42B

Transactions/Year

160M+

Active PIX Users

35%

YoY Growth

🏦

Banks Need Infrastructure

800+ financial institutions require scalable PIX solutions

🚀

Fintechs Scaling Fast

1,200+ fintechs seeking white-label PIX solutions

🏪

Retail Adoption

95% of Brazilian merchants accept PIX payments

The Problem We Solve

Current Market Pain Points

Legacy systems can't handle PIX volume or are outdated
Lack of agility for regulatory updates
Complex BCB compliance requirements (CCS, COSIF)
5+ year data retention mandates crushing storage costs
High latency affecting customer experience
Single points of failure causing outages

PixConnect Solution

Scalable architecture ready for 10K+ TPS
Built-in BCB compliance (ready for homologation)
89 TB storage optimized for 5+ year retention
<10ms P95 latency
Native DICTRA with PIX booth via RSFN (RTM/Primesys)

Our Technical Moat

Purpose-built infrastructure that competitors can't replicate

⚡

High Performance

Cloud-native architecture ready for 10K+ TPS. Auto-scaling on demand. On-premises option.

🔄

Auto-Failover

<5 second failover between providers. Zero transaction loss. Circuit breaker architecture.

📊

COSIF Native

Brazilian Chart of Accounts built-in. 8 products, 34 reporting periods.

🔐

mTLS Security

End-to-end mutual TLS. HMAC-SHA256 signatures. Certificate-pinned connections.

📝

CCS Compliance

Full BCB CCS implementation. Daily ACCS file generation. Multi-tenant support.

⚖️

Regulatory Compliance

Adaptable to institution classification. PSTI or PIX Booth as needed.

Why We Win

Feature	PixConnect	Competitor A	Competitor B	Competitor C
TPS Capacity	10,000+	Limited	Limited	Limited
BACEN Connection	PSTI or Booth	PSTI	PSTI	PSTI
BCB CCS Ready	✓ Complete	Partial	✗	✗
Native COSIF	✓ Complete	Manual	Manual	✗
Provider Ready	✓ Agnostic	Proprietary	Proprietary	Proprietary
5-Year Retention	✓ Optimized	Basic	Basic	✗

Architecture 10K+ TPS • PSTI or Booth • 100% Compliant

Business Model

0.5%

Transaction Fee

R$ 5K

Monthly Platform Fee

99.997%

Gross Margin

757

Daily Txns to Break-even

R$ 2.50

Revenue per Transaction

(on R$ 500 average)

R$ 0.00008

Cost per Transaction

(infrastructure only)

Financial Projections

Conservative scenario: 25M transactions/day by Year 2

R$ 22.5M

Year 1

R$ 225M

Year 2

R$ 675M

Year 3

R$ 1.35B

Year 4

R$ 2.25B

Year 5

Based on 0.5% fee × R$ 500 avg transaction × volume growth

Infrastructure Costs

25M transactions/day + 5-year BCB retention

R$ 57K

Monthly Cost

R$ 681K

Annual Cost

R$ 3.4M

5-Year Total

89 TB

5-Year Storage

Compute (Cloud Run)

R$ 19K/month - Auto-scaling 10→500 instances

Databases

R$ 18K/month - PostgreSQL + Redis + TigerBeetle

Storage (5-year)

R$ 8K/month - Hot + Warm + Cold tiers

Traction & Milestones

✓

Core Platform

Gateway V2 live
1,771 TPS validated

✓

BCB Compliance

CCS implementation
COSIF ready

✓

DICTRA Integration

mTLS connected
API certified

→

BCB Homologation

Ready to submit
Awaiting approval

5

First Clients

Enterprise pilots
Q1 2026

15,000+

Lines of Code

94%

Test Coverage

200K+

Words of Docs

A

Security Rating

Investment Opportunity

R$ 5M

Series A

Use of Funds

BCB homologation & certifications (20%)
Engineering team expansion (40%)
Sales & partnerships (25%)
Infrastructure scaling (15%)

18

Months Runway

50+

Target Clients Y1

R$ 225M

ARR Target Y2

45x

Expected ROI

Join the Revolution

Building the infrastructure for Brazil's R$ 17 trillion PIX economy

📧 investors@pixconnect.com.br

🌐 pixconnect.com.br

📍 São Paulo, Brazil